Finance

1. Dry Run

2. Good indication of creditworthiness

3. this is the first step

Pre-qualification acts as a dry run of the loan application process.

The whole process may take only minutes or a few hours at most, and is free.

The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford.

While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

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Suzy is an established leader in the Real Estate community, well trained and deeply respected for her diligence and concerted attention to the wide variety of needs of both buyers and sellers. This philosophy extends to all members of our team and is the #1 reason our clients say that when they work with us, they are confident that their needs are our first priority.

Contact Details

Suzy Kopp

Phone

(843) 224-1212

[email protected]

Open hours

Daily 8:00 AM - 7:00 PM Sunday 12:00 PM - 5:00 PM

Address

1304 Palm Blvd., Isle of Palms, SC 29451 ADDRESS 2 496 Bramson Ct., Suite 200 Mount Pleasant, SC 29464

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